Financial Peace

I am so excited. Sunday I started the Financial Peace University, created by Dave Ramsey. If you haven't seen him on Fox's Business Channel or heard him on the radio, this is his website: www.daveramsey.com. I had heard his name before, and I know he is a financial smarty, but I didn't know he is a Christian (it's not hard to figure out, I just hadn't put on my listening ears in the past). I have been really careful about researching long term money plans because I want advice from someone that understands money priorities as a Christian, but I have no idea about stocks, money market accounts, etc etc, and he is breaking it down. I have had financial planning on my To Do list since I started full time teaching b/c I live in the near future, with some savings in the bank, but I need to start thinking about long term financial purchase planning, and retirement (beyond the basic)). It's been a need, but I had never really made it a priority. Thanks to Heidi, this came onto my radar! She took this course a few years back, and said that it is life changing. I was so grateful for the info, and I immediately started researching. The classes are given by lots of area churches, but it's a 3+ month commitment (worth every minute for a life time of changes), but waiting for a new series of classes to 'start' took time, and it took awhile to carve some things out of my life, so I could place this in my life (it shouldn't have been so hard). I also knew I wanted to do this, but this also means I need to create a 'hobby' budget, and...uhh....I'm fabulous on a budget as long as we aren't talking stickers, fabric, random wooden shapes, and paint....then...I'm a nut, and I don't know if I want to face the reality in that zone of my life! Sunday was class #1....and it was every bit as good as I had hoped! I can't wait to learn more. I know this is a LONG TERM project....I think I'm about to map out the next 5 years of my life with careful planning, and then attaching a lifetime of balanced budgeting, but it's good to have a plan, I'm getting old! ....and now....off to do some homework. Homework...music to my teacher ears! :O)